We believe that being educated about credit goes hand in hand with maintaining a healthy credit profile. Be sure to browse through our Frequently Asked Questions. If your question is not listed here, feel free to reach out. We will gladly assist you.
Yes! The Fair Credit Reporting Act (FCRA) gives you the right to dispute any item on your credit report.
In short, we challenge the negative information affecting your credit by sending letters on your behalf to the bureaus. Simultaneously, we assist you with building credit to aid in increasing your credit score.
We can assist with bankruptcies, foreclosures, collections, charge-offs, repossessions, medical bills, credit card debt, inquiries, late payments, old addresses, judgments, tax liens and student loans.
Credit monitoring is crucial being that it allows us to effectively track your progress, updates, and provides access to scoring information from all 3 credit bureaus. Each bureau has the ability to report different information (For example; you may have a collection with Transunion but not Experian). Free monitoring, such as Credit Karma, does not offer this.
You can start to see results in as little as 30-45 days. While there is no exact timeframe we can provide by law on how long it will take to complete your profile, we recommend being enrolled in the program at least 6 months. Depending on your credit profile, it may take longer.
Money -Back Guarantee – Only Applies if You Chose us in the $79.99 monthly installment package. For Us to Represent You to boost your credit scoring. If absolutely no results are noticed within 180 days and you have applied to all our requests and terms. We will reimburse your monthly fees back to you.
All other purchases and agreements on this site does not fall in with this category. They are FINAL SALES OF DOWNLOADED PRODUCTS AND SERVICES OF DYI BETWEEN SELLER AND BUYER.
Yes, you can. However, be prepared in knowing it takes a lot of time and effort to effectively complete the job; including studying credit law to educate yourself, contacting creditors, collection agencies, the 3 bureaus, verifying information, settlements etc… Many people choose to have a credit expert complete the work on their behalf as it is their profession- similar to having a mechanic perform your car’s repair.
There is a contract that entails our service agreement, however, you may cancel at anytime.